A Systematic Investment Plan (SIP) calculator is a smart financial tool that helps you estimate the future value of your mutual fund investments. By entering your monthly investment amount, investment duration, and expected return rate, you can understand how your small, regular investments can grow into a significant corpus over time.
SIP allows you to invest a fixed amount every month in mutual funds. The invested amount earns returns based on market performance, and thanks to compounding, your wealth grows exponentially over time.
Maturity Value = P × [ (1 + r)n - 1 ] / r × (1 + r)
Where:
P = Monthly investment amount
r = Monthly rate of return (annual rate ÷ 12 ÷ 100)
n = Number of months (years × 12)
Suppose you invest ₹5,000 monthly for 10 years with an expected return of 12% annually. Our calculator shows that your investment of ₹6,00,000 could grow to over ₹11 lakh!
A SIP (Systematic Investment Plan) is a way to invest small amounts regularly in mutual funds instead of a lump sum.
SIP helps average out market volatility and encourages disciplined investing, making it ideal for salaried individuals.
SIP returns are compounded monthly. This calculator uses a standard future value formula considering monthly contributions and compounding.
With consistency and patience, SIPs can build significant wealth over time thanks to the power of compounding and market growth.
Mutual fund investments are subject to market risks. However, SIPs in diversified equity or hybrid funds are considered safer for long-term goals.
SIPs are one of the smartest ways to build wealth for your future. Whether you are saving for retirement, a house, or your child’s education, our free SIP Calculator gives you a clear picture of your investment growth. Try it now and take a step toward financial freedom!
Use this free SIP calculator to estimate your mutual fund investment returns. Perfect for planning your monthly savings and achieving long-term goals like retirement, education, or wealth creation.